Last Updated: January 01, 2026

Welcome to OZ Educator (“Company”, “we”, “our”, “us”). By accessing or purchasing from our website, you agree to the following Terms, Policies, and Disclaimers. If you do not agree, please do not use our services.

1. Nature of Services

OZ Educator provides educational content related to financial markets, trading concepts, and general market knowledge.

All content, videos, courses, materials, community access, or digital resources are provided for educational purposes only.

We do not provide:

• Investment advice

• Financial advisory services

• Trade signals

• Account management services

You are solely responsible for your own financial decisions.

2. Eligibility

By using this website or purchasing any product, you confirm that:

• You are at least 18 years old

• You have the legal capacity to enter into this agreement

• You understand that trading and investing carry risk
  
  

3. Payments & Billing

All payments are processed securely through Stripe or authorized payment providers.

By purchasing:

• You authorize us to charge your selected payment method

• Prices are displayed in USD unless stated otherwise

• Taxes may apply depending on your jurisdiction

Access to digital products or services is granted only after successful payment.

4. Digital Product Delivery

Once payment is completed:

• Digital products, course access, or memberships are delivered electronically

• Login credentials or access links are provided via email or user dashboard

You are responsible for maintaining the confidentiality of your login details.

5. Refund Policy

Because OZ Educator sells digital educational products and instant-access services, all sales are final.

No refunds are issued once:

• Digital content has been accessed or downloaded

• Course or membership access has been granted

If you experience a technical issue preventing access, contact support at:

support@ozeducator.com

We will resolve access-related issues but do not offer refunds for change of mind or dissatisfaction with content.

This policy complies with Stripe’s digital goods guidelines.

6. Subscription Services (If Applicable)

If you purchase a recurring subscription:

• Billing occurs automatically at the stated interval

• You may cancel anytime before the next billing cycle

• No partial refunds are issued for unused time

Cancellation stops future billing only.

7. Acceptable Use

You agree not to:

• Share or resell course materials

• Copy or redistribute content

• Attempt to hack or disrupt the platform

• Misrepresent OZ Educator content as financial advice

Violation may result in immediate termination without refund.

8. Intellectual Property

All content on OZ Educator — including videos, text, designs, branding, and course materials — is owned by OZ Educator.

You receive a personal, non-transferable license for educational use only.

No commercial reuse is permitted without written permission.

9. Risk Disclaimer

Trading and investing involve substantial risk.

Past performance is not indicative of future results.

You understand that:

• Financial markets are volatile

• Losses may exceed expectations

• You are solely responsible for any trading decisions you make

OZ Educator is not liable for any financial losses or damages.

10. No Guarantee of Results

We do not guarantee:

• Profitability

• Income generation

• Trading success

• Specific results from using our content

Success depends on individual effort, discipline, and external market conditions.

11. Privacy Policy

We collect limited personal data to:

• Process payments

• Provide access to services

• Communicate updates or support

We do not sell or share personal data with third parties, except:

• Payment processors (Stripe)

• Legal or regulatory requirements

All data is stored securely.

12. Account Termination

We reserve the right to:

• Suspend or terminate access

• Remove users violating these terms

• Refuse service at our discretion

13. Limitation of Liability

To the maximum extent permitted by law:

• OZ Educator is not liable for indirect or consequential damages

• Liability is limited to the amount paid for services

  
  

14. Changes to Terms

We may update these Terms and Policies at any time.

Continued use of the website constitutes acceptance of updated terms.

15. Governing Law

These Terms are governed by applicable international commercial law.

Any disputes shall be resolved under the jurisdiction where OZ Educator is registered.

16. Contact Information

For support or inquiries:

OZ Educator

📧 support@ozeducator.com

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